As winter approaches, heavy snowfall and freezing temperatures bring the risk of property damage, including burst pipes, water intrusion, and structural strain caused by snow and ice. Insurance providers play an important role in helping homeowners prepare for these risks, reducing costly claims while ensuring policyholders are best protected against seasonal hazards.
Despite sharing these ideas, we know winter-related claims will still exist. Primeco Claims Group is here to assist your insurance company when these claims reach your desk, offering swift and accurate claims handling solutions.
Prepare for Winter Risks: What Policyholders Need to Know
Winter can be harsh on homes, especially when preventative measures aren’t taken. By educating policyholders about potential risks and preparation tips, insurance companies can help minimize damages caused by severe weather.
Key Areas of Concern During Winter Months
• Preventing Frozen Pipes – Freezing temperatures can cause water pipes to burst, resulting in extensive water damage. Encourage policyholders to insulate exposed pipes, let faucets drip on especially cold nights, and keep their homes heated to a safe temperature, even when away.
• Avoiding Ice Dams – Ice dams occur when heat escapes through the attic, causing snow on the roof to melt and refreeze at the edges. This leads to water backup, which can seep into walls and ceilings, causing significant interior damage. Advising policyholders to ensure proper insulation and ventilation in their homes can reduce this risk.
• Snow and Ice Weight on Structures – Heavy snow and ice accumulation can create excess weight on structures, including gutters, awnings, and the home’s foundation. Homeowners should regularly clear areas prone to buildup and ensure drainage systems like gutters are clear to handle snowmelt.
• Preventing Water Intrusion – Melting snow and ice can lead to water pooling around foundations, causing leaks or structural weakening. Encourage policyholders to inspect and seal foundation cracks and ensure proper grading to direct water away from their homes.
Primeco Claims Group: Supporting Your Insurance Team This Winter
Even with proper preparation, damage caused by severe winter conditions is sometimes unavoidable. Primeco Claims Group is skilled in winter-related claims. From assessing water damage to addressing structural issues, our team is equipped to handle claims of all complexities.
Based in Tulsa, OK, Primeco Claims Group works with a reliable network of independent field and desk adjusters. We provide prompt and detailed claims reports, helping you deliver the best service to your policyholders.
Let Primeco Claims Group ease your claims workload this winter season. Contact us today to learn more about how we can support your team during this busy time.
